Debt Collection Articles
& General Credit related blogs by
Marcadis Singer, PA
Florida Debt Collection Attorneys & Creditors’ Rights.
Debt Collection – Best Excuses
My bookkeeper had an accident, she was trying to put on a sports bra, sprained her neck, and has to wear a cervical collar so she can't look down to fill out checks. We don't claim to have gotten all of these excuses, they come to us from all over the internet....
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Florida Judgment Interest Rates, Q3 2017
Effective July 1, 2017, the Judgment Interest rate for the third quarter of 2017 (July 1 – September 30) will change to 5.17%. Florida Statute, 55.03 (1) On December 1, March 1, June 1, and September 1 of each year, the Chief Financial Officer shall set the rate of...
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Bill aims to shield veterans’ credit rating
Hultgren bill aims to shield veterans’ credit rating from VA medical payment waiting times A bill reintroduced by U.S. Rep. Randy Hultgren (R-IL) aims to protect the credit scores of veterans by having a grace period so that medical billing problems can be resolved at...
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Unintentional Repercussions of the TCPA
ACA Publishes Report Emphasizing the Unintentional Repercussions of the TCPA as it Fails to Adjust to Consumer Usage of Today's Technological Innovations ACA International, the Association of Credit and Collection Professionals, published a report, Unintended...
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Florida in Top 10 For Jobs! Is your Judgment now collectable?
Florida has been named among the country’s top 10 best states for job seekers by the folks at WalletHub. Is your Judgement now Collectable? During the recession, we watched a lot of people win judgments in court, and not be able to collect them. Our state's...
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More Debtor Excuses! Tired of excuses yet? Call!
Your check went in the phone company envelope by mistake. You must have their check. Please sort it out with them. As Florida Debt Collection Attorneys ... we've heard a batch of excuses, some lame, some heartbreaking, some hillarious. For the most part, debtors do...
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5 Approaches for Dealing with Student Loan Delinquency
5 Approaches for Dealing with Student Loan Delinquency The Federal Reserve Bank of New York published a quarterly report last month on household debt and it showed that student loan delinquencies were still rising. As of Q4 of 2016, 11.2% of all student loans were 90...
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Finding a Debt Collection Company to Fit Your Business Needs
Finding a Debt Collection Company or Attorney to Fit Your Business Needs If your business has debts outstanding from other businesses or individuals, it might require the services of a debt collection company, or depending on the complexity or amounts, a debt...
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10 States With Ongoing Foreclosure Problems Pt. 2
10. North Carolina Foreclosure Rate March 2017: 1 out of every 1,332 housing units Change from February 2017: Increase 11.65% (was No. 11) Change from March 2016: Decrease 5.47% (was No. 16) 9. Florida Foreclosure Rate March 2017: 1 out of every 1,245 housing units...
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10 States With Ongoing Foreclosure Problems Pt. 1
The rates of residential foreclosure continue to be below pre-recession rates since the latter part of 2016 and have been falling since as per ATTOM Data Solutions new report. The fact is, the real estate info company’s most recent monthly and quarterly assessment of...
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Delinquent Auto Loans At Highest In 8 Years
You are not alone if you are finding it difficult to make payments on your auto loan according to recent info from the New York Federal Reserve. They said that auto loan delinquency has reached an 8 year high. Auto loan delinquencies over 30 days totaled over $23.27...
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America’s Credit Card Debt hits a TRILLION Dollars!
Americans are using plastic like never before. According to the Federal Reserve, credit card debt hit the $1 trillion mark last year. This level has not been reached since the Great Recession was approaching in 2008. This shows an increase in personal spending and a...
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A preview of the upcoming Dodd Frank Review
Prepare yourself: Congress is gearing up to overhaul Dodd-Frank & CFPB Committee Hearing date for Financial CHOICE Act 2.0 has been set The doomsday clock just moved 1 minute closer to midnight for Dodd-Frank. The Republican-drafted plan...
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Current Interest Rate for Florida Judgment
Current Interest Rate for Florida Judgment Effective April 1, 2017, the Judgment Interest rate for the second quarter of 2017 (April 1 – June 30) will change to 5.05%. Florida Statute, 55.03 (1) On December 1, March 1, June 1, and September 1 of each year, the Chief...
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