Debt Collection Articles
General Credit related blogs by
Marcadis Singer, PA
Florida Debt Collection Attorneys & Creditors’ Rights.
The Psychology of Debtors: Understanding Non-Payment and How to Respond
Many debtors can pay but choose not to. Understanding the psychology behind non-payment helps creditors respond strategically and improve recovery outcomes.
The Ethical Debt Collector: Why Compliance Protects Your Right to Be Paid (2026 Update)
Ethical debt collection is not about restraint. It is about preserving enforceability, protecting institutional standing, and ensuring lawful debts remain collectible in a highly regulated environment.
When to Litigate: Evaluating the Cost vs. Benefit of Pursuing a Debt
Litigation is a business decision, not a reflex. Learn how creditors evaluate cost, timing, recoverability, and risk to determine when legal action improves recovery outcomes.
Debt Collection in St. Augustine: Local Courts and Procedures
In St. Augustine, debt collection outcomes vary by venue, timing, and enforcement approach. Local court dynamics can significantly influence recovery results.
Looking Ahead: The Future of Debt Collection Law in Florida
Florida’s debt collection landscape has shifted. From SB 232’s email clarification to AI compliance realities and digital asset recovery, this guide explains how creditors can protect recovery value and reduce liability in 2026.
What the 2025 FDCPA Complaint Data Actually Tells Us About Debt Collection
More than 200,000 debt collection complaints were filed in 2025—but the data tells a far more nuanced story. Here’s what the numbers actually reveal.
Post-Judgment Interest in Florida: How It Accrues and Why It Matters
Post-judgment interest in Florida is more than a legal technicality—it’s often the difference between breaking even and fully recovering what you’re owed. This article explains how the statutory rate is set, how interest accrues on a judgment over time, and why disciplined tracking and enforcement can turn a paper win into real dollars for Florida creditors.
Florida and Tampa’s Debt Collection Landscape: A Local Attorney’s Perspective
Florida’s debt collection world is a mix of strong legal remedies and strict consumer protections. In this article, a Tampa creditors’ rights firm walks through how the FCCPA, FDCPA, statutes of limitation, and local economic growth shape your risk—and what smart Florida creditors can do to protect their receivables.
From Court Order to Cash: The Complete Guide to Wage Garnishment in Florida
When a Florida judgment goes unpaid, wage garnishment is often the fastest way to turn a court order into cash. This guide walks creditors through every stage of the process—from securing a continuing writ and dealing with employers, to navigating head of family exemptions and federal limits—so you can decide when garnishment makes strategic sense and how to do it correctly under Florida law.
Year in Review: Key Florida Legal Changes Impacting Creditors’ Rights
2025 reshaped the playing field for creditors. Federal rules on medical debt, overdraft fees, and late fees were rolled back or vacated, while bankruptcy thresholds and credit reporting practices shifted. In Florida, new laws on medical debt, email communications, judgment interest, and receiverships quietly strengthened well-prepared creditors’ hands.
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