Third-party debt collection services, either a debt collection agency or a debt collection attorney (also called creditors’ rights attorneys) assist those that have given credit to get their money back from those that borrowed it when the borrower (or debtor) has refused to pay.   Credit grantors (creditors) might include:

credit card companies

  • banks and credit unions
  • car dealerships
  • finance companies
  • government agencies
  • retail stores
  • healthcare provider
  • individuals

Frequently, attorneys working in legal departments of large companies also use debt collection attorneys, as their specialties tend to run in areas other than collections.

Any organization or person that extends credit, or offers payment plans, or that has been to court and won a judgment, are excellent candidates for hiring a debt collection attorney to assist in getting the money that they are owed.

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