Debt and Happiness

What can be added to the happiness of a man who is in health, out of debt, and has a clear conscience? (Quote by – Adam Smith)
The Impact of Medical Debt on FICO Scores

The Impact of Medical Debt on FICO Scores

A few elements are meeting up to in a broad sense change the way unpaid doctor’s visit expenses effect Americans’ monetary lives. The greatest one may likewise be the most unpretentious: the freshest FICO score model treats unpaid therapeutic obligation...

Spot Credit Repair Fraud

Credit Repair Scams Look before you leap We would like to acknowledge that there are many legitimate credit repair agencies that are truly vested in helping you to rebuild your credit.  However, as Debt Collection Attorney’s we seem to have occasion to run into...
What to do about Cancelled Credit Cards

What to do about Cancelled Credit Cards

As debt collection attorneys, we are often faced with debtors that have had cancelled credit cards.   We are often asked, why, and more intuitively, what next to protect from the credit damage that closed accounts can cause.   Below we review the 3 main reasons for...
Pay Day Loan Regulation

Pay Day Loan Regulation

We have been sitting on the sidelines watching the back and forth between the Pay Day Loan industry, and our administration.  The time has come for me, as an American Citizen, and an attorney practicing in the collection of debt to make a brief, and personal...
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