Myth: A debt collector will come to your door.

Fact: The media has perpetuated the image of the debt collector knocking at the door for years. From Marx Brothers movies in the 1930s and depression-era cartoons to television and newspaper stories, debt collectors are shown knocking at the consumer’s door. In reality, debt collectors rarely go to anyone’s home or business to collect. It simply isn’t efficient. Using telephones and modern technology, today’s debt collector can make hundreds of contacts a day—many more than by going door-to-door.

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