by Admin | Oct 5, 2026 | About Florida Debt Collection Attorney
TL;DR: Certain collection remedies allow creditors to reach assets before a judgment debtor receives formal notice, most notably through bank account levies executed via writ of garnishment. Florida law permits the freeze to occur before or simultaneously with notice...
by Admin | Sep 28, 2026 | About Florida Debt Collection Attorney
TL;DR: Florida law protects certain wages from garnishment, including head-of-household earnings and a portion of disposable income for others. Understanding which income streams remain exempt, and which do not, determines whether wage garnishment is a viable...
by Admin | Sep 21, 2026 | About Florida Debt Collection Attorney
TL;DR: When a judgment lien attaches to a debtor’s property in Florida, priority determines which creditor gets paid first if the asset is sold or liquidated. Priority is generally established by the chronological order of recording, but Florida and federal law...
by Admin | Aug 31, 2026 | About Florida Debt Collection Attorney
TL;DR: Florida law exempts certain funds from bank levy execution even after a writ issues and an account freezes. Statutes protect Social Security deposits, wages meeting head-of-household criteria, and other exempt sources, but documentation must be filed swiftly to...
by Admin | Jul 7, 2026 | About Florida Debt Collection Attorney
After a writ of garnishment is served on a bank, the account is typically frozen quickly, often within one business day, and the funds are held while the garnishee answers, debtor notice is completed, exemption deadlines run, and the court determines whether final...
by Admin | Jun 30, 2026 | About Florida Debt Collection Attorney
Florida law shields most wages from creditor garnishment, protecting qualifying head-of-family earnings from garnishment absent a valid written waiver and capping non-head-of-family garnishment at 25% of disposable income. Creditors holding Florida judgments often...
