10 ways to minimize Student Loans

Student Loans

1.  Look for Tuition Deals – it is a competitive market place, shop for your education.

There is more and more pressure on financial institutions to be more reasonable, shop hard, there’s tuition deals to be found.

2.  Prepare for Changes in how Federal Aid will be given out.

There is a wealth of changes to the federal aid programs, everything from recognizing same sex parents  when assessing student need, to evaluating both parents financials, even if divorced.

Many of the changes may make aid harder, not easier, be informed.

3.  Keep the Grades Up

The National Center for Education Statistics reports that the proportion of undergraduates receiving merit-based aid more than doubled from 1996 to 2008 and the average merit award rose from $4,000 to $4,700.  Want to ditch class, but plan on attending college?  Take the pressure off yourself financially for years to come, stay in class, those grades will lower your college costs.

More to come Tomorrow!

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