No body likes getting the call from a debt collection attorney.  We know that!  Here are 6 sure fire ways though to make sure that we come calling you!  Avoid these, and manage your credit well, hopefully we will never have to hear from each other.

1. Carry too many credit cards.
2. Make Only Minimum Monthly Payments.
3. Overspend or simply spending future earnings that haven’t been banked yet.
4. Ignore your credit report and credit score.
5. Don’t create a budget.
6. Play the balance transfer game.

In future posts, we’ll expand on each of these.  We truly don’t like it when simple lack of attention leads to involving us in the debt collection process.  It isn’t pleasant, and it is avoidable.

Have a great weekend.

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